Property Protection:

Renters insurance covers your personal belongings in case of theft, fire, or other covered disasters. For international students, who might be living far away from home and might not be familiar with the local area, having insurance can provide peace of mind, knowing their possessions are protected.

Liability Coverage:

Renters insurance typically includes liability coverage. If you accidentally damage someone else's property or if someone is injured in your rented accommodation, your renter's insurance can cover the costs associated with legal fees or medical bills, which is especially important if you are in a foreign country where legal systems might differ from your home country.

Temporary Accommodation:

If your rental becomes uninhabitable due to a covered event, renters insurance can cover the costs of temporary accommodation, ensuring you have a place to stay while your housing situation is being sorted out.

Coverage for Travel:

Some renters insurance policies offer coverage for personal belongings even when you are traveling. This can be especially beneficial for international students who might travel back home or visit other places during breaks.


Renters insurance is generally affordable, especially for students. It provides significant coverage for a relatively small monthly or yearly premium, making it a cost-effective way to protect your belongings and finances.